An Examination of UE’s Recent Independent K-12 School Claims

Risk Research Bulletin | April 2020 | 0 Comments  Average 5 out of 5

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This publication analyzes about 1,600 claims against independent K-12 schools that were reported to United Educators (UE) from January 2012 through December 2016. These claims resulted in total losses of nearly $93 million to UE and our member schools. Twenty claims each incurred a loss of $1 million or more, and nine claims each incurred a loss of $2 million or more. Students or parents brought almost half the claims and accounted for close to 60% of losses. These claims most frequently involved athletic injuries (21%), sexual assaults (18%), and slips and falls (10%). Employees brought about one-sixth of the claims, accounting for about one-fifth of losses; nearly 70% of employee claims involved discrimination allegations. Overall, slip and fall claims were the most frequently brought claims in the study, although their average loss was relatively low (about $45,000). By contrast, the average loss for athletic claims exceeded $133,000, and sexual assault claims had an average loss of $369,000.


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